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National Credit Union Service Organization

WICHITA FALLS TEACHERS FEDERAL CREDIT UNION

Sep, 30, 2025 — WICHITA FALLS TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in WICHITA FALLS, TX with 1 branch location and about $108.01 million in total assets. Opened 89 years ago in 1937, WICHITA FALLS TEACHERS FEDERAL CREDIT UNION has about 6,313 members and employs 29 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311990388
Name:WICHITA FALLS TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
4301 Barnett Rd
WICHITA FALLS, TX 76310
Phone:(940) 692-7096
Fax:(940) 689-8926
Website:https://www.wftfcu.com
Branches:1 branch locations
Members:6,313
Credit Union Type:Federal Credit Union
Charter Number:2112
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1937
Last Audited:Sep 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$108,005,622
CEO/Manager:Tiffany L Brown
Chairperson:Carl D Palmore

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 16,493,230
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 12,795,077
 Unsecured Loans 11,435,334
 Other Loans 30,946,943
 TOTAL LOANS 55,177,354
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -606,050
 Land And Building 1,424,831
 Other Fixed Assets 111,988
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 846,681
 All Other Assets 0
  TOTAL ASSETS 108,005,622
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 466,387
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 24,500,422
 Regular shares 46,402,658
 All Other Shares & Deposits 24,362,086
  TOTAL SHARES & DEPOSITS 95,265,166
  TOTAL LIABILITIES 95,731,553
 Regular Reserve 0
 Other Reserves -1,269,653
 Undivided Earnings 13,543,722
  TOTAL EQUITY 12,274,069
  TOTAL LIABILITIES, SHARES, & EQUITY 108,005,622
INCOME & EXPENSE  
 Loan Income 2,812,425
 Investment Income 959,245
 Other Income 729,639
 Total Employee Compensation & Benefits 1,400,018
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 1,648,439
 Non-operating Income & (Expense) 47,366
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 542,103
 Cost of Funds 689,290
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 335,748
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