Sep, 30, 2025 — ROCK COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ROCK, MI with 1 branch location and about $8.46 million in total assets. Opened 54 years ago in 1972, ROCK COMMUNITY FEDERAL CREDIT UNION has about 851 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROCK COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3975 W Maple Ridge 37th Rd ROCK, MI 49880-9489 |
| Phone: | (906) 356-6877 |
| Fax: | (906) 356-6824 |
| Website: | https://www.rockcommfcu.com |
| Branches: | 1 branch locations |
| Members: | 851 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21020 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,456,702 |
| CEO/Manager: | Marla J Moore |
| Chairperson: | Wm. Craig Westlund |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,448,894 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,790 |
| Unsecured Loans | 203,637 |
| Other Loans | 2,850,971 |
| TOTAL LOANS | 3,058,398 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -26,828 |
| Land And Building | 30,552 |
| Other Fixed Assets | 43 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 74,284 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,456,702 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,181 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,038,356 |
| Regular shares | 5,662,006 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 7,700,361 |
| TOTAL LIABILITIES | 7,708,542 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 748,160 |
| TOTAL EQUITY | 748,160 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,456,702 |
| INCOME & EXPENSE | |
| Loan Income | 118,905 |
| Investment Income | 124,073 |
| Other Income | 44 |
| Total Employee Compensation & Benefits | 99,942 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 52,695 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 46,933 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 44,328 |
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