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IBEW COMMUNITY FEDERAL CREDIT UNION

Sep, 30, 2025 — IBEW COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Beaumont, TX with 1 branch location and about $17.49 million in total assets. Opened 55 years ago in 1971, IBEW COMMUNITY FEDERAL CREDIT UNION has about 1,770 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 313177688
Name:IBEW COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3805 W CARDINAL DR
Beaumont, TX 77705-4411
Phone:(409) 833-8271
Fax:(409) 833-6903
Website:https://www.ibewfcu.com
Branches:1 branch locations
Members:1,770
Credit Union Type:Federal Credit Union
Charter Number:20503
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1971
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$17,485,301
CEO/Manager:Kimberly A Monceaux
Chairperson:JAY DEVILLE

Call Report

  • Payday Alternative Loans (PAL Loans)
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 957,130
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 437,088
 Unsecured Loans 786,559
 Other Loans 10,527,886
 TOTAL LOANS 11,781,500
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -117,321
 Land And Building 597,510
 Other Fixed Assets 21,811
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 163,583
 All Other Assets 0
  TOTAL ASSETS 17,485,301
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 58,205
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,639,856
 Regular shares 11,278,173
 All Other Shares & Deposits 1,144,711
  TOTAL SHARES & DEPOSITS 16,062,740
  TOTAL LIABILITIES 16,120,945
 Regular Reserve 0
 Other Reserves 459,193
 Undivided Earnings 905,163
  TOTAL EQUITY 1,364,356
  TOTAL LIABILITIES, SHARES, & EQUITY 17,485,301
INCOME & EXPENSE  
 Loan Income 368,036
 Investment Income 24,303
 Other Income 82,612
 Total Employee Compensation & Benefits 254,804
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 294,161
 Non-operating Income & (Expense) 108,577
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 69,483
 Cost of Funds 10,994
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -45,914
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