Sep, 30, 2025 — ROCKDALE FEDERAL CREDIT UNION is a federal credit union headquartered in ROCKDALE, TX with 2 branch locations and about $104.19 million in total assets. Opened 56 years ago in 1970, ROCKDALE FEDERAL CREDIT UNION has about 8,012 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROCKDALE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1821 W Cameron Ave ROCKDALE, TX 76567 |
| Phone: | (512) 446-2583 |
| Fax: | (512) 446-4117 |
| Website: | https://www.rockdalefcu.org |
| Branches: | 2 branch locations |
| Members: | 8,012 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19926 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $104,186,996 |
| CEO/Manager: | Kathy D Quinney |
| Chairperson: | Albert Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,075,174 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,827,828 |
| Unsecured Loans | 2,451,147 |
| Other Loans | 20,327,405 |
| TOTAL LOANS | 48,606,380 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -271,427 |
| Land And Building | 1,739,390 |
| Other Fixed Assets | 173,643 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 883,981 |
| All Other Assets | 0 |
| TOTAL ASSETS | 104,186,996 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -840,418 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,281,725 |
| Regular shares | 40,934,500 |
| All Other Shares & Deposits | 25,306,509 |
| TOTAL SHARES & DEPOSITS | 93,522,734 |
| TOTAL LIABILITIES | 92,682,316 |
| Regular Reserve | 0 |
| Other Reserves | 1,187,865 |
| Undivided Earnings | 10,316,815 |
| TOTAL EQUITY | 11,504,680 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 104,186,996 |
| INCOME & EXPENSE | |
| Loan Income | 2,068,665 |
| Investment Income | 1,520,341 |
| Other Income | 423,193 |
| Total Employee Compensation & Benefits | 1,229,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,341,222 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 87,500 |
| Cost of Funds | 731,682 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 935,005 |
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