Sep, 30, 2025 — BUTTE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in BUTTE, MT with 1 branch location and about $33.72 million in total assets. Opened 56 years ago in 1970, BUTTE COMMUNITY FEDERAL CREDIT UNION has about 2,754 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BUTTE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2901 Grand Ave BUTTE, MT 59701-5172 |
| Phone: | (406) 723-8284 |
| Fax: | (406) 723-3679 |
| Website: | https://www.buttecommunityfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,754 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19896 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1970 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,722,000 |
| CEO/Manager: | Karen M Mandic |
| Chairperson: | Pat Kenney |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,759,567 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,907,291 |
| Unsecured Loans | 1,733,721 |
| Other Loans | 15,634,988 |
| TOTAL LOANS | 23,276,000 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -63,073 |
| Land And Building | 90,582 |
| Other Fixed Assets | 79,265 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 274,720 |
| All Other Assets | 29,848 |
| TOTAL ASSETS | 33,722,000 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 101,004 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 414,906 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,420,995 |
| Regular shares | 17,025,456 |
| All Other Shares & Deposits | 6,875,071 |
| TOTAL SHARES & DEPOSITS | 30,321,522 |
| TOTAL LIABILITIES | 30,837,432 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,884,568 |
| TOTAL EQUITY | 2,884,568 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,722,000 |
| INCOME & EXPENSE | |
| Loan Income | 782,298 |
| Investment Income | 218,308 |
| Other Income | 253,364 |
| Total Employee Compensation & Benefits | 370,819 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 558,733 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 145,249 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 194,979 |
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