Sep, 30, 2025 — NORTHWEST ARKANSAS FEDERAL CREDIT UNION is a federal credit union headquartered in FAYETTEVILLE, AR with 1 branch location and about $20.59 million in total assets. Opened 91 years ago in 1935, NORTHWEST ARKANSAS FEDERAL CREDIT UNION has about 2,319 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHWEST ARKANSAS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1460 N Woolsey Ave FAYETTEVILLE, AR 72703-1867 |
| Phone: | (479) 443-4401 |
| Fax: | (479) 582-0834 |
| Website: | https://www.nwarkansasfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,319 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 195 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $20,589,951 |
| CEO/Manager: | Becky E Whitted |
| Chairperson: | Kim Sullivan |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,216,381 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 392,591 |
| Unsecured Loans | 483,007 |
| Other Loans | 11,561,249 |
| TOTAL LOANS | 12,436,847 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -91,950 |
| Land And Building | 89,058 |
| Other Fixed Assets | 16,921 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 171,760 |
| All Other Assets | 38,492 |
| TOTAL ASSETS | 20,589,951 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 56,019 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,393,353 |
| Regular shares | 8,170,010 |
| All Other Shares & Deposits | 7,254,490 |
| TOTAL SHARES & DEPOSITS | 18,817,853 |
| TOTAL LIABILITIES | 18,873,872 |
| Regular Reserve | 0 |
| Other Reserves | 298,118 |
| Undivided Earnings | 1,417,961 |
| TOTAL EQUITY | 1,716,079 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 20,589,951 |
| INCOME & EXPENSE | |
| Loan Income | 627,626 |
| Investment Income | 197,622 |
| Other Income | 121,718 |
| Total Employee Compensation & Benefits | 247,450 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 349,787 |
| Non-operating Income & (Expense) | 2,883 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 29,352 |
| Cost of Funds | 235,524 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 100,378 |
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