Sep, 30, 2025 — SOFTITE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in MARTINS FERRY, OH with 3 branch locations and about $36.46 million in total assets. Opened 57 years ago in 1969, SOFTITE COMMUNITY FEDERAL CREDIT UNION has about 3,798 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SOFTITE COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1201 S Zane Hwy MARTINS FERRY, OH 43935-1965 |
| Phone: | (740) 633-2103 |
| Fax: | (740) 633-3304 |
| Website: | https://www.softitecfcu.com |
| Branches: | 3 branch locations |
| Members: | 3,798 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19433 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $36,455,791 |
| CEO/Manager: | Pam Fankhouser |
| Chairperson: | James R Lepic |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,071,701 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 7,990,459 |
| Unsecured Loans | 478,925 |
| Other Loans | 8,990,949 |
| TOTAL LOANS | 17,460,334 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -289,493 |
| Land And Building | 1,958,794 |
| Other Fixed Assets | 282,317 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 286,699 |
| All Other Assets | 0 |
| TOTAL ASSETS | 36,455,791 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 148,308 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,746,419 |
| Regular shares | 17,771,341 |
| All Other Shares & Deposits | 9,387,482 |
| TOTAL SHARES & DEPOSITS | 30,905,242 |
| TOTAL LIABILITIES | 31,053,550 |
| Regular Reserve | 0 |
| Other Reserves | 156,250 |
| Undivided Earnings | 5,245,991 |
| TOTAL EQUITY | 5,402,241 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 36,455,791 |
| INCOME & EXPENSE | |
| Loan Income | 1,171,055 |
| Investment Income | 374,861 |
| Other Income | 195,592 |
| Total Employee Compensation & Benefits | 615,878 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 531,772 |
| Non-operating Income & (Expense) | 3,595 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 110,158 |
| Cost of Funds | 220,238 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 357,724 |
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