Sep, 30, 2025 — SHELL FEDERAL CREDIT UNION is a federal credit union headquartered in DEER PARK, TX with 14 branch locations and about $1.91 billion in total assets. Opened 89 years ago in 1937, SHELL FEDERAL CREDIT UNION has about 160,102 members and employs 494 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SHELL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 201 E 13th St DEER PARK, TX 77536-3260 |
| Phone: | (713) 844-1100 |
| Fax: | |
| Website: | https://www.shellfcu.org |
| Branches: | 14 branch locations |
| Members: | 160,102 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1941 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,906,252,321 |
| CEO/Manager: | Jose Rodriguez |
| Chairperson: | Ben Esquivel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 147,829,672 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 467,238,133 |
| Unsecured Loans | 246,287,311 |
| Other Loans | 768,267,047 |
| TOTAL LOANS | 1,494,718,222 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,128,707 |
| Land And Building | 84,088,648 |
| Other Fixed Assets | 5,454,731 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,074,749 |
| All Other Assets | 1,593,335 |
| TOTAL ASSETS | 1,906,252,321 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 34,355,036 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 240,838,932 |
| Regular shares | 719,840,272 |
| All Other Shares & Deposits | 663,419,760 |
| TOTAL SHARES & DEPOSITS | 1,624,098,964 |
| TOTAL LIABILITIES | 1,658,454,000 |
| Regular Reserve | 0 |
| Other Reserves | -3,737,136 |
| Undivided Earnings | 251,535,457 |
| TOTAL EQUITY | 247,798,321 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,906,252,321 |
| INCOME & EXPENSE | |
| Loan Income | 75,679,980 |
| Investment Income | 16,797,147 |
| Other Income | 11,670,053 |
| Total Employee Compensation & Benefits | 38,831,947 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,136,101 |
| Non-operating Income & (Expense) | 274,757 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,913,850 |
| Cost of Funds | 26,202,574 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 16,556,116 |
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