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EASTERN KENTUCKY FEDERAL CREDIT UNION

Jun, 30, 2021 — EASTERN KENTUCKY FEDERAL CREDIT UNION is a federal credit union headquartered in Prestonsburg, KY with 1 branch location and about $7.38 million in total assets. Opened 52 years ago in 1969, EASTERN KENTUCKY FEDERAL CREDIT UNION has about 774 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EASTERN KENTUCKY FEDERAL CREDIT UNION
Address:
(Main Office)
550 N Lake Dr.
Prestonsburg, KY 41653
Phone:(606) 263-4956
Fax:(606) 263-4957
Website:http://www.ekyfcu.com
Branches:1 branch locations
Members:774
Credit Union Type:Federal Credit Union
Charter Number:19280
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1969
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$7,381,320
CEO/Manager:Felicia Woody
Chairperson:Jennifer L Osborne

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,671,064
TOTAL INVESTMENTS 312,256
Loans Held for Sale 0
 
 Real Estate Loans 236,910
 Unsecured Loans 1,192,139
 Other Loans 2,739,948
 TOTAL LOANS 4,168,997
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -80,683
 Land And Building 138,930
 Other Fixed Assets 71,754
 NCUSIF Deposit 43,188
 All Other Assets 55,814
  TOTAL ASSETS 7,381,320
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 16,267
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,129,711
 Regular shares 1,610,432
 All Other Shares & Deposits 4,267,868
  TOTAL SHARES & DEPOSITS 7,008,011
  TOTAL LIABILITIES 7,024,278
 Regular Reserve 134,837
 Other Reserves 0
 Undivided Earnings 222,205
  TOTAL EQUITY 357,042
  TOTAL LIABILITIES, SHARES, & EQUITY 7,381,320
INCOME & EXPENSE  
 Loan Income 165,037
 Investment Income 6,139
 Other Income 41,427
 Total Employee Compensation & Benefits 82,080
 NCUSIF Premiums Expense 2,941
 Total Other Operating Expenses 104,133
 Non-operating Income & (Expense) 35
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 84,862
 Cost of Funds 40,254
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -100,927
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