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EASTERN KENTUCKY FEDERAL CREDIT UNION

Mar, 31, 2022 — EASTERN KENTUCKY FEDERAL CREDIT UNION is a federal credit union headquartered in PRESTONSBURG, KY with 1 branch location and about $6.37 million in total assets. Opened 53 years ago in 1969, EASTERN KENTUCKY FEDERAL CREDIT UNION has about 804 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EASTERN KENTUCKY FEDERAL CREDIT UNION
Address:
(Main Office)
550 N Lake Dr
PRESTONSBURG, KY 41653
Phone:(606) 263-4956
Fax:(606) 263-4957
Website:http://www.ekyfcu.com
Branches:1 branch locations
Members:804
Credit Union Type:Federal Credit Union
Charter Number:19280
Membership Type:Service - Communications and Utilities
Corporate Credit Union:No
Year Opened:1969
Last Audited:Mar 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$6,365,039
CEO/Manager:Felicia Woody
Chairperson:Jennifer L Osborne

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,269,933
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 284,426
 Unsecured Loans 1,278,380
 Other Loans 2,975,826
 TOTAL LOANS 4,538,632
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -75,221
 Land And Building 136,981
 Other Fixed Assets 64,108
 NCUSIF Deposit 68,326
 All Other Assets 0
  TOTAL ASSETS 6,365,039
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 25,543
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,495,960
 Regular shares 1,957,226
 All Other Shares & Deposits 2,445,578
  TOTAL SHARES & DEPOSITS 5,898,764
  TOTAL LIABILITIES 5,924,307
 Regular Reserve 0
 Other Reserves 218,527
 Undivided Earnings 222,205
  TOTAL EQUITY 440,732
  TOTAL LIABILITIES, SHARES, & EQUITY 6,365,039
INCOME & EXPENSE  
 Loan Income 85,956
 Investment Income 1,510
 Other Income 46,148
 Total Employee Compensation & Benefits 34,251
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 57,110
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 19,146
 Cost of Funds 7,636
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 15,733
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