Sep, 30, 2025 — CROSS VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in WILKES BARRE, PA with 6 branch locations and about $270.75 million in total assets. Opened 57 years ago in 1969, CROSS VALLEY FEDERAL CREDIT UNION has about 17,116 members and employs 64 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CROSS VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 640 Baltimore Dr WILKES BARRE, PA 18702-7943 |
| Phone: | (800) 548-2849 |
| Fax: | (570) 208-4592 |
| Website: | https://www.crossvalleyfcu.org |
| Branches: | 6 branch locations |
| Members: | 17,116 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19228 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1969 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $270,750,900 |
| CEO/Manager: | Traci Donahue |
| Chairperson: | Richard J Shields |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,478,677 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 55,452,290 |
| Unsecured Loans | 11,569,934 |
| Other Loans | 52,376,771 |
| TOTAL LOANS | 119,398,995 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -831,373 |
| Land And Building | 6,240,555 |
| Other Fixed Assets | 947,018 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,220,857 |
| All Other Assets | 0 |
| TOTAL ASSETS | 270,750,900 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,820,629 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 50,965,507 |
| Regular shares | 113,899,189 |
| All Other Shares & Deposits | 83,176,296 |
| TOTAL SHARES & DEPOSITS | 248,040,991 |
| TOTAL LIABILITIES | 249,861,620 |
| Regular Reserve | 0 |
| Other Reserves | -1,935,441 |
| Undivided Earnings | 22,824,721 |
| TOTAL EQUITY | 20,889,280 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 270,750,900 |
| INCOME & EXPENSE | |
| Loan Income | 5,033,968 |
| Investment Income | 3,239,347 |
| Other Income | 874,540 |
| Total Employee Compensation & Benefits | 2,789,974 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,445,876 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 315,249 |
| Cost of Funds | 2,021,372 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,015,869 |
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