Sep, 30, 2025 — ST. PATS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MISSOULA, MT with 1 branch location and about $5.48 million in total assets. Opened 58 years ago in 1968, ST. PATS EMPLOYEES FEDERAL CREDIT UNION has about 663 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. PATS EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 W Broadway St MISSOULA, MT 59802-4008 |
| Phone: | (406) 329-5665 |
| Fax: | (406) 329-2639 |
| Website: | https://www.stpatscu.com |
| Branches: | 1 branch locations |
| Members: | 663 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19017 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,484,746 |
| CEO/Manager: | Silvia Davis |
| Chairperson: | John Gross |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 547,625 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 171,933 |
| Other Loans | 1,942,573 |
| TOTAL LOANS | 2,114,506 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -19,661 |
| Land And Building | 0 |
| Other Fixed Assets | 341 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,976 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,484,746 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 13,001 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,430,887 |
| All Other Shares & Deposits | 1,390,971 |
| TOTAL SHARES & DEPOSITS | 4,821,858 |
| TOTAL LIABILITIES | 4,834,859 |
| Regular Reserve | 0 |
| Other Reserves | 137,142 |
| Undivided Earnings | 512,745 |
| TOTAL EQUITY | 649,887 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,484,746 |
| INCOME & EXPENSE | |
| Loan Income | 96,170 |
| Investment Income | 80,742 |
| Other Income | 131 |
| Total Employee Compensation & Benefits | 30,370 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 39,145 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -10,000 |
| Cost of Funds | 67,895 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 50,107 |
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