Sep, 30, 2025 — MONTOURSVILLE AREA FEDERAL CREDIT UNION is a federal credit union headquartered in MONTOURSVILLE, PA with 1 branch location and about $5.40 million in total assets. Opened 59 years ago in 1967, MONTOURSVILLE AREA FEDERAL CREDIT UNION has about 686 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONTOURSVILLE AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 999 N Loyalsock Ave Ste A MONTOURSVILLE, PA 17754 |
| Phone: | (570) 368-7401 |
| Fax: | (570) 368-7404 |
| Website: | https://www.montoursvilleareafcu.com |
| Branches: | 1 branch locations |
| Members: | 686 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 18144 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,396,556 |
| CEO/Manager: | Karen E Kaiser |
| Chairperson: | Eric W Feerrar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 840,020 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 53,059 |
| Unsecured Loans | 257,927 |
| Other Loans | 1,521,732 |
| TOTAL LOANS | 1,832,718 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -15,912 |
| Land And Building | 0 |
| Other Fixed Assets | 24,277 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,226 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,396,556 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 741 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,239 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,122,664 |
| Regular shares | 3,411,402 |
| All Other Shares & Deposits | 78,877 |
| TOTAL SHARES & DEPOSITS | 4,612,942 |
| TOTAL LIABILITIES | 4,631,922 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 764,634 |
| TOTAL EQUITY | 764,634 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,396,556 |
| INCOME & EXPENSE | |
| Loan Income | 93,535 |
| Investment Income | 107,695 |
| Other Income | 11,850 |
| Total Employee Compensation & Benefits | 86,126 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 52,091 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 942 |
| Cost of Funds | 4,551 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 75,349 |
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