Sep, 30, 2025 — AUSTIN FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 1 branch location and about $38.34 million in total assets. Opened 59 years ago in 1967, AUSTIN FEDERAL CREDIT UNION has about 2,561 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AUSTIN FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1900 Woodward St AUSTIN, TX 78741 |
| Phone: | (512) 444-6419 |
| Fax: | (512) 444-6474 |
| Website: | https://www.austinfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,561 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17955 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,336,427 |
| CEO/Manager: | Melinda J Bayer |
| Chairperson: | Ronald N Jones |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,653,671 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,427,891 |
| Unsecured Loans | 760,412 |
| Other Loans | 15,848,067 |
| TOTAL LOANS | 19,061,111 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -136,901 |
| Land And Building | 1,492,221 |
| Other Fixed Assets | 146,693 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 315,802 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,336,427 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 304,559 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,538,220 |
| Regular shares | 23,431,357 |
| All Other Shares & Deposits | 658,680 |
| TOTAL SHARES & DEPOSITS | 34,628,257 |
| TOTAL LIABILITIES | 34,932,822 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,403,605 |
| TOTAL EQUITY | 3,403,605 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,336,427 |
| INCOME & EXPENSE | |
| Loan Income | 799,751 |
| Investment Income | 397,642 |
| Other Income | 169,996 |
| Total Employee Compensation & Benefits | 519,823 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 658,135 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 87,600 |
| Cost of Funds | 14,902 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 105,225 |
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