Sep, 30, 2025 — ARKANSAS KRAFT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MORRILTON, AR with 1 branch location and about $4.51 million in total assets. Opened 60 years ago in 1966, ARKANSAS KRAFT EMPLOYEES FEDERAL CREDIT UNION has about 520 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARKANSAS KRAFT EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 336 Highway 113 MORRILTON, AR 72110 |
| Phone: | (501) 354-8765 |
| Fax: | (501) 354-2877 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 520 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17849 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Aug 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,506,033 |
| CEO/Manager: | Joanie Henson |
| Chairperson: | Corey Lingle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 835,077 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 185,134 |
| Other Loans | 2,625,173 |
| TOTAL LOANS | 2,810,307 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,335 |
| Land And Building | 0 |
| Other Fixed Assets | 4,879 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 31,640 |
| All Other Assets | 553 |
| TOTAL ASSETS | 4,506,033 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 12,808 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 0 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,235,198 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 3,235,199 |
| TOTAL LIABILITIES | 3,248,007 |
| Regular Reserve | 0 |
| Other Reserves | 142,696 |
| Undivided Earnings | 1,115,330 |
| TOTAL EQUITY | 1,258,026 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,506,033 |
| INCOME & EXPENSE | |
| Loan Income | 119,295 |
| Investment Income | 26,800 |
| Other Income | 2,305 |
| Total Employee Compensation & Benefits | 66,334 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 32,084 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 35,907 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 14,075 |
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