PEOPLE'S TRUST FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.peoplestrustfcu.org for more information.
Sep, 30, 2025 — PEOPLE'S TRUST FEDERAL CREDIT UNION is a federal credit union headquartered in Houston, TX with 6 branch locations and about $524.73 million in total assets. Opened 91 years ago in 1935, PEOPLE'S TRUST FEDERAL CREDIT UNION has about 30,780 members and employs 63 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEOPLE'S TRUST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 4511 Houston, TX 77210 |
| Phone: | (713) 428-3200 |
| Fax: | (713) 428-7699 |
| Website: | https://www.peoplestrustfcu.org |
| Branches: | 6 branch locations |
| Members: | 30,780 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 177 |
|---|---|
| Membership Type: | Multiple common bond - Primarily petroleum refining |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $524,726,622 |
| CEO/Manager: | Steve Gilman |
| Chairperson: | Gary Daugherty |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 63,593,693 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 79,617,431 |
| Unsecured Loans | 29,758,483 |
| Other Loans | 120,534,262 |
| TOTAL LOANS | 229,910,176 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -789,953 |
| Land And Building | 20,745,148 |
| Other Fixed Assets | 1,486,050 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 4,009,214 |
| All Other Assets | 5,505 |
| TOTAL ASSETS | 524,726,622 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,307,234 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 159,869,678 |
| Regular shares | 150,552,949 |
| All Other Shares & Deposits | 164,814,987 |
| TOTAL SHARES & DEPOSITS | 475,237,614 |
| TOTAL LIABILITIES | 479,544,848 |
| Regular Reserve | 0 |
| Other Reserves | -1,615,909 |
| Undivided Earnings | 46,797,683 |
| TOTAL EQUITY | 45,181,774 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 524,726,622 |
| INCOME & EXPENSE | |
| Loan Income | 2,291,165 |
| Investment Income | 474,911 |
| Other Income | 353,147 |
| Total Employee Compensation & Benefits | 1,491,359 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,915,796 |
| Non-operating Income & (Expense) | 922,989 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 178,173 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 978,153 |
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