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LUZERNE COUNTY FEDERAL CREDIT UNION

Sep, 30, 2025 — LUZERNE COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in Wilkes Barre, PA with 2 branch locations and about $20.80 million in total assets. Opened 60 years ago in 1966, LUZERNE COUNTY FEDERAL CREDIT UNION has about 1,923 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LUZERNE COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
200 N. River Street
Wilkes Barre, PA 18711
Phone:(570) 825-1790
Fax:(570) 829-4506
Website:n/a
Branches:2 branch locations
Members:1,923
Credit Union Type:Federal Credit Union
Charter Number:17323
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1966
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$20,798,517
CEO/Manager:Amy L Chappell
Chairperson:Thomas Pizano

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,082,831
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 662,643
 Unsecured Loans 1,771,125
 Other Loans 2,965,899
 TOTAL LOANS 5,399,667
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -30,775
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 182,854
 All Other Assets 0
  TOTAL ASSETS 20,798,517
LIABILITIES & CAPITAL:  
 Dividends Payable 1,367
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 60,247
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,805,286
 Regular shares 12,282,845
 All Other Shares & Deposits 2,023,081
  TOTAL SHARES & DEPOSITS 19,111,212
  TOTAL LIABILITIES 19,172,826
 Regular Reserve 0
 Other Reserves 395,225
 Undivided Earnings 1,230,466
  TOTAL EQUITY 1,625,691
  TOTAL LIABILITIES, SHARES, & EQUITY 20,798,517
INCOME & EXPENSE  
 Loan Income 208,743
 Investment Income 118,050
 Other Income 96,333
 Total Employee Compensation & Benefits 242,024
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 188,946
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,000
 Cost of Funds 3,005
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -14,738
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