Sep, 30, 2025 — ENFIELD COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in ENFIELD, CT with 1 branch location and about $44.29 million in total assets. Opened 90 years ago in 1936, ENFIELD COMMUNITY FEDERAL CREDIT UNION has about 3,532 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENFIELD COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 11 Cranbrook Blvd ENFIELD, CT 06082 |
| Phone: | (860) 253-5100 |
| Fax: | (860) 253-5103 |
| Website: | https://www.enfieldcommunityfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,532 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1729 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $44,290,036 |
| CEO/Manager: | Nicholas Major |
| Chairperson: | Mark J Zirolli |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,128,014 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,526,636 |
| Unsecured Loans | 847,187 |
| Other Loans | 7,136,901 |
| TOTAL LOANS | 17,510,724 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -70,468 |
| Land And Building | 835,928 |
| Other Fixed Assets | 97,357 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 388,004 |
| All Other Assets | 27,910 |
| TOTAL ASSETS | 44,290,036 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,855 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 106,613 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,327,853 |
| Regular shares | 22,430,947 |
| All Other Shares & Deposits | 9,408,038 |
| TOTAL SHARES & DEPOSITS | 40,166,837 |
| TOTAL LIABILITIES | 40,282,305 |
| Regular Reserve | 0 |
| Other Reserves | 437,372 |
| Undivided Earnings | 3,570,359 |
| TOTAL EQUITY | 4,007,731 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 44,290,036 |
| INCOME & EXPENSE | |
| Loan Income | 773,736 |
| Investment Income | 510,577 |
| Other Income | 112,214 |
| Total Employee Compensation & Benefits | 482,644 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 564,176 |
| Non-operating Income & (Expense) | 18,982 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 54,552 |
| Cost of Funds | 187,382 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 281,650 |
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