Sep, 30, 2025 — MANCHESTER MUNICIPAL FEDERAL CREDIT UNION is a federal credit union headquartered in MANCHESTER, CT with 1 branch location and about $37.86 million in total assets. Opened 66 years ago in 1960, MANCHESTER MUNICIPAL FEDERAL CREDIT UNION has about 2,215 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MANCHESTER MUNICIPAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 479 Main St MANCHESTER, CT 06040-4101 |
| Phone: | (860) 649-7922 |
| Fax: | (860) 647-7391 |
| Website: | https://www.mmfcu.net |
| Branches: | 1 branch locations |
| Members: | 2,215 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13602 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,860,618 |
| CEO/Manager: | Lori J Herrick |
| Chairperson: | David Mauldin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,657,398 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,008,667 |
| Unsecured Loans | 5,155,643 |
| Other Loans | 8,286,539 |
| TOTAL LOANS | 22,450,849 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -135,132 |
| Land And Building | 0 |
| Other Fixed Assets | 15,836 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 310,312 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,860,618 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,047 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 40,074 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,869,382 |
| Regular shares | 15,684,835 |
| All Other Shares & Deposits | 14,774,628 |
| TOTAL SHARES & DEPOSITS | 34,328,844 |
| TOTAL LIABILITIES | 34,374,965 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,485,653 |
| TOTAL EQUITY | 3,485,653 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,860,618 |
| INCOME & EXPENSE | |
| Loan Income | 964,202 |
| Investment Income | 250,135 |
| Other Income | 102,775 |
| Total Employee Compensation & Benefits | 485,007 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 291,391 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 9,691 |
| Cost of Funds | 376,843 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 179,756 |
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