Sep, 30, 2025 — PEAR ORCHARD FEDERAL CREDIT UNION is a federal credit union headquartered in BEAUMONT, TX with 1 branch location and about $892,602 in total assets. Opened 61 years ago in 1965, PEAR ORCHARD FEDERAL CREDIT UNION has about 582 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PEAR ORCHARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3390 Sarah St BEAUMONT, TX 77705-3022 |
| Phone: | (409) 842-4343 |
| Fax: | (409) 842-4804 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 582 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17105 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $892,602 |
| CEO/Manager: | David R James |
| Chairperson: | Walter Thomas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 246,773 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 25,400 |
| Other Loans | 416,409 |
| TOTAL LOANS | 441,809 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -22,126 |
| Land And Building | 0 |
| Other Fixed Assets | 34 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,754 |
| All Other Assets | 0 |
| TOTAL ASSETS | 892,602 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,725 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 675,943 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 675,944 |
| TOTAL LIABILITIES | 681,669 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 210,933 |
| TOTAL EQUITY | 210,933 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 892,602 |
| INCOME & EXPENSE | |
| Loan Income | 22,432 |
| Investment Income | 7,003 |
| Other Income | 2,047 |
| Total Employee Compensation & Benefits | 11,443 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,087 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 900 |
| Cost of Funds | 1,350 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,702 |
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