Sep, 30, 2025 — NORTHEAST MISSISSIPPI FEDERAL CREDIT UNION is a federal credit union headquartered in AMORY, MS with 1 branch location and about $6.56 million in total assets. Opened 62 years ago in 1964, NORTHEAST MISSISSIPPI FEDERAL CREDIT UNION has about 909 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORTHEAST MISSISSIPPI FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 101 3rd Ave S AMORY, MS 38821-4224 |
| Phone: | (662) 256-9697 |
| Fax: | (662) 256-3351 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 909 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16449 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Feb 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,555,644 |
| CEO/Manager: | Sandra T Vaughan |
| Chairperson: | Judy L Walters |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 694,527 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 438,913 |
| Unsecured Loans | 157,389 |
| Other Loans | 5,046,345 |
| TOTAL LOANS | 5,642,647 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -78,346 |
| Land And Building | 124,793 |
| Other Fixed Assets | 8,330 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 51,590 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,555,644 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 15,139 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 2,197,564 |
| All Other Shares & Deposits | 3,342,314 |
| TOTAL SHARES & DEPOSITS | 5,539,878 |
| TOTAL LIABILITIES | 5,555,017 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,000,627 |
| TOTAL EQUITY | 1,000,627 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,555,644 |
| INCOME & EXPENSE | |
| Loan Income | 343,905 |
| Investment Income | 10,788 |
| Other Income | 25,848 |
| Total Employee Compensation & Benefits | 99,203 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 73,284 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 76,999 |
| Cost of Funds | 108,655 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 23,574 |
| ↑ Back to Top | |