Sep, 30, 2025 — WINDTHORST FEDERAL CREDIT UNION is a federal credit union headquartered in WINDTHORST, TX with 1 branch location and about $96.75 million in total assets. Opened 62 years ago in 1964, WINDTHORST FEDERAL CREDIT UNION has about 3,502 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WINDTHORST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 14205 W FM 174 WINDTHORST, TX 76389 |
| Phone: | (940) 423-6776 |
| Fax: | (940) 423-6774 |
| Website: | https://www.windthorstfcu.org |
| Branches: | 1 branch locations |
| Members: | 3,502 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16373 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $96,752,880 |
| CEO/Manager: | Judy L Koetter |
| Chairperson: | Charles Veitenheimer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,475,233 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,737,790 |
| Unsecured Loans | 1,316,421 |
| Other Loans | 22,670,624 |
| TOTAL LOANS | 64,563,470 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -508,113 |
| Land And Building | 355,035 |
| Other Fixed Assets | 86,544 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 665,924 |
| All Other Assets | 0 |
| TOTAL ASSETS | 96,752,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 21,808 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 255,796 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,113,313 |
| Regular shares | 29,454,617 |
| All Other Shares & Deposits | 45,971,289 |
| TOTAL SHARES & DEPOSITS | 84,539,219 |
| TOTAL LIABILITIES | 84,816,823 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,936,057 |
| TOTAL EQUITY | 11,936,057 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 96,752,880 |
| INCOME & EXPENSE | |
| Loan Income | 2,850,098 |
| Investment Income | 946,382 |
| Other Income | 93,667 |
| Total Employee Compensation & Benefits | 649,641 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 699,014 |
| Non-operating Income & (Expense) | 1,419 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 60,000 |
| Cost of Funds | 1,845,562 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 761,491 |
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