Sep, 30, 2025 — FINANCIAL BUILDERS FEDERAL CREDIT UNION is a federal credit union headquartered in KOKOMO, IN with 1 branch location and about $150.52 million in total assets. Opened 62 years ago in 1964, FINANCIAL BUILDERS FEDERAL CREDIT UNION has about 10,297 members and employs 25 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINANCIAL BUILDERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2828 S Lafountain St KOKOMO, IN 46902-3706 |
| Phone: | (765) 455-0500 |
| Fax: | (765) 453-2461 |
| Website: | https://www.financialbuilders.org |
| Branches: | 1 branch locations |
| Members: | 10,297 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16213 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $150,520,424 |
| CEO/Manager: | Brian Bargerhuff |
| Chairperson: | Andrew E Niese |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,290,108 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 46,141,345 |
| Unsecured Loans | 7,406,498 |
| Other Loans | 43,560,867 |
| TOTAL LOANS | 97,153,058 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,684,038 |
| Land And Building | 479,100 |
| Other Fixed Assets | 134,910 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,272,647 |
| All Other Assets | 138,680 |
| TOTAL ASSETS | 150,520,424 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,034,107 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 29,051,998 |
| Regular shares | 43,317,097 |
| All Other Shares & Deposits | 58,918,034 |
| TOTAL SHARES & DEPOSITS | 131,287,129 |
| TOTAL LIABILITIES | 132,321,236 |
| Regular Reserve | 0 |
| Other Reserves | 1,223,466 |
| Undivided Earnings | 16,975,722 |
| TOTAL EQUITY | 18,199,188 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 150,520,424 |
| INCOME & EXPENSE | |
| Loan Income | 4,918,103 |
| Investment Income | 1,135,258 |
| Other Income | 798,619 |
| Total Employee Compensation & Benefits | 1,991,476 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,118,136 |
| Non-operating Income & (Expense) | 8,146 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 266,876 |
| Cost of Funds | 1,900,065 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 603,507 |
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