Sep, 30, 2025 — CHAFFEY FEDERAL CREDIT UNION is a federal credit union headquartered in UPLAND, CA with 3 branch locations and about $229.39 million in total assets. Opened 62 years ago in 1964, CHAFFEY FEDERAL CREDIT UNION has about 11,852 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHAFFEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1024 W Foothill Blvd UPLAND, CA 91786 |
| Phone: | (909) 986-4552 |
| Fax: | (909) 949-3878 |
| Website: | https://www.chaffey.com |
| Branches: | 3 branch locations |
| Members: | 11,852 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16030 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $229,390,144 |
| CEO/Manager: | Diane Kotlewski |
| Chairperson: | Donald Bertucci |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,431,039 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 70,706,020 |
| Unsecured Loans | 9,856,273 |
| Other Loans | 39,595,490 |
| TOTAL LOANS | 120,157,781 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -670,797 |
| Land And Building | 2,426,146 |
| Other Fixed Assets | 773,228 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,931,689 |
| All Other Assets | 105,387 |
| TOTAL ASSETS | 229,390,144 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 572,402 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 1,952,953 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,486,043 |
| Regular shares | 79,453,679 |
| All Other Shares & Deposits | 77,949,530 |
| TOTAL SHARES & DEPOSITS | 192,889,251 |
| TOTAL LIABILITIES | 215,433,004 |
| Regular Reserve | 0 |
| Other Reserves | -2,476,195 |
| Undivided Earnings | 16,433,335 |
| TOTAL EQUITY | 13,957,140 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 229,390,144 |
| INCOME & EXPENSE | |
| Loan Income | 5,230,670 |
| Investment Income | 2,449,278 |
| Other Income | 561,058 |
| Total Employee Compensation & Benefits | 2,982,463 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,918,463 |
| Non-operating Income & (Expense) | 37,139 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 669,939 |
| Cost of Funds | 2,954,470 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -280,039 |
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