Sep, 30, 2025 — PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in PAWTUCKET, RI with 1 branch location and about $5.93 million in total assets. Opened 62 years ago in 1964, PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION has about 1,374 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PAWTUCKET MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 137 Roosevelt Ave PAWTUCKET, RI 02860 |
| Phone: | (401) 728-0500 |
| Fax: | (401) 727-0243 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,374 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16016 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,928,457 |
| CEO/Manager: | Lisa Paiva |
| Chairperson: | Michael D Wilcox |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,193,181 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 606,241 |
| Other Loans | 3,097,576 |
| TOTAL LOANS | 3,703,819 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -43,120 |
| Land And Building | 0 |
| Other Fixed Assets | 15,907 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 49,891 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,928,457 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,268 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 390,010 |
| Regular shares | 4,740,289 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 5,130,299 |
| TOTAL LIABILITIES | 5,138,567 |
| Regular Reserve | 0 |
| Other Reserves | 681,495 |
| Undivided Earnings | 108,395 |
| TOTAL EQUITY | 789,890 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,928,457 |
| INCOME & EXPENSE | |
| Loan Income | 167,900 |
| Investment Income | 41,038 |
| Other Income | 864 |
| Total Employee Compensation & Benefits | 103,905 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 55,372 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 17,775 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 37,346 |
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