Sep, 30, 2025 — KERR COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in KERRVILLE, TX with 4 branch locations and about $158.73 million in total assets. Opened 90 years ago in 1936, KERR COUNTY FEDERAL CREDIT UNION has about 13,781 members and employs 48 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KERR COUNTY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 Main St KERRVILLE, TX 78028-5380 |
| Phone: | (830) 896-6801 |
| Fax: | (830) 896-6804 |
| Website: | https://www.kerrcountyfcu.com |
| Branches: | 4 branch locations |
| Members: | 13,781 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1558 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $158,727,015 |
| CEO/Manager: | Angela Hill |
| Chairperson: | Lou Graves |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 22,357,866 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 14,542,893 |
| Other Loans | 98,179,216 |
| TOTAL LOANS | 112,722,109 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,073,000 |
| Land And Building | 3,837,270 |
| Other Fixed Assets | 261,020 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,228,044 |
| All Other Assets | 1,094,190 |
| TOTAL ASSETS | 158,727,015 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 167,154 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,709,946 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 4,909,000 |
| Share Drafts | 30,140,453 |
| Regular shares | 52,548,010 |
| All Other Shares & Deposits | 56,467,034 |
| TOTAL SHARES & DEPOSITS | 139,155,496 |
| TOTAL LIABILITIES | 145,941,596 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 12,785,419 |
| TOTAL EQUITY | 12,785,419 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 158,727,015 |
| INCOME & EXPENSE | |
| Loan Income | 6,399,154 |
| Investment Income | 948,924 |
| Other Income | 1,317,433 |
| Total Employee Compensation & Benefits | 2,894,437 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,420,892 |
| Non-operating Income & (Expense) | -13,392 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,124,603 |
| Cost of Funds | 1,825,232 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 624,978 |
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