Sep, 30, 2025 — PAGODA FEDERAL CREDIT UNION is a federal credit union headquartered in READING, PA with 1 branch location and about $31.11 million in total assets. Opened 63 years ago in 1963, PAGODA FEDERAL CREDIT UNION has about 2,633 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PAGODA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 833 Washington St READING, PA 19601-3658 |
| Phone: | (610) 373-3840 |
| Fax: | (610) 373-4479 |
| Website: | https://www.pagodafcu.org |
| Branches: | 1 branch locations |
| Members: | 2,633 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15532 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $31,112,805 |
| CEO/Manager: | Debra J Guthier |
| Chairperson: | Sandy A Hummel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,498,823 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,584,931 |
| Unsecured Loans | 1,980,536 |
| Other Loans | 4,548,592 |
| TOTAL LOANS | 10,114,059 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -37,336 |
| Land And Building | 557,617 |
| Other Fixed Assets | 179,183 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 259,865 |
| All Other Assets | 0 |
| TOTAL ASSETS | 31,112,805 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,041 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 136,736 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,186,294 |
| Regular shares | 19,399,104 |
| All Other Shares & Deposits | 1,891,038 |
| TOTAL SHARES & DEPOSITS | 27,476,436 |
| TOTAL LIABILITIES | 27,614,213 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,498,592 |
| TOTAL EQUITY | 3,498,592 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 31,112,805 |
| INCOME & EXPENSE | |
| Loan Income | 451,586 |
| Investment Income | 656,796 |
| Other Income | 53,702 |
| Total Employee Compensation & Benefits | 389,863 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 429,975 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 21,000 |
| Cost of Funds | 23,057 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 496,888 |
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