INDEPENDENCE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.independencefcu.com for more information.
Sep, 30, 2025 — INDEPENDENCE FEDERAL CREDIT UNION is a federal credit union headquartered in INDEPENDENCE, MO with 1 branch location and about $3.28 million in total assets. Opened 63 years ago in 1963, INDEPENDENCE FEDERAL CREDIT UNION has about 543 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INDEPENDENCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 301 W LEXINGTON AVE STE 260 INDEPENDENCE, MO 64050 |
| Phone: | (816) 833-0781 |
| Fax: | (816) 833-2496 |
| Website: | https://www.independencefcu.com |
| Branches: | 1 branch locations |
| Members: | 543 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15509 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Jul 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,279,308 |
| CEO/Manager: | Christina L Meaney |
| Chairperson: | GARY FRANKLIN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 950,858 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 162,284 |
| Other Loans | 1,517,670 |
| TOTAL LOANS | 1,679,954 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,008 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 29,993 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,279,308 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,110 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,997 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 716,712 |
| Regular shares | 2,154,627 |
| All Other Shares & Deposits | 181,176 |
| TOTAL SHARES & DEPOSITS | 3,052,515 |
| TOTAL LIABILITIES | 3,057,622 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 221,686 |
| TOTAL EQUITY | 221,686 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,279,308 |
| INCOME & EXPENSE | |
| Loan Income | 72,872 |
| Investment Income | 4,558 |
| Other Income | 19,660 |
| Total Employee Compensation & Benefits | 45,808 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 55,934 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,408 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -6,060 |
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