Sep, 30, 2025 — K.C. AREA CREDIT UNION is a federally insured state chartered credit union headquartered in KANSAS CITY, MO with 2 branch locations and about $11.54 million in total assets. Opened 80 years ago in 1946, K.C. AREA CREDIT UNION has about 1,989 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | K.C. AREA CREDIT UNION |
|---|---|
| Address: (Main Office) | 601 E 12th St Rm G-61 KANSAS CITY, MO 64106 |
| Phone: | (816) 936-5050 |
| Fax: | (816) 936-5060 |
| Website: | https://www.kcareacu.com |
| Branches: | 2 branch locations |
| Members: | 1,989 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64939 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1946 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,537,873 |
| CEO/Manager: | Elisha Churchill |
| Chairperson: | Josef Gunter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,913,635 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 968,738 |
| Other Loans | 2,608,738 |
| TOTAL LOANS | 3,577,476 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,147 |
| Land And Building | 0 |
| Other Fixed Assets | 76,104 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 87,995 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,537,873 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 9,597 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 88,284 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,950,911 |
| Regular shares | 7,558,283 |
| All Other Shares & Deposits | 6,459 |
| TOTAL SHARES & DEPOSITS | 9,515,653 |
| TOTAL LIABILITIES | 9,613,534 |
| Regular Reserve | 0 |
| Other Reserves | 1,080,397 |
| Undivided Earnings | 843,942 |
| TOTAL EQUITY | 1,924,339 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,537,873 |
| INCOME & EXPENSE | |
| Loan Income | 247,516 |
| Investment Income | 203,700 |
| Other Income | 63,659 |
| Total Employee Compensation & Benefits | 208,289 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 225,109 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,967 |
| Cost of Funds | 28,192 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 66,343 |
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