Sep, 30, 2025 — PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION is a federal credit union headquartered in NEW YORK, NY with 1 branch location and about $7.91 million in total assets. Opened 63 years ago in 1963, PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION has about 801 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENN SOUTH COOPERATIVE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 321 8th Ave NEW YORK, NY 10001-4818 |
| Phone: | (212) 765-1517 |
| Fax: | (212) 727-8289 |
| Website: | https://pennsouthcreditunion.org/ |
| Branches: | 1 branch locations |
| Members: | 801 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15459 |
|---|---|
| Membership Type: | Associational - Other than religious or fraternal, or 'low-income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,912,693 |
| CEO/Manager: | Robert Pillartz |
| Chairperson: | David Kotkin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,389,995 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 185,398 |
| Other Loans | 0 |
| TOTAL LOANS | 6,558,564 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -220,000 |
| Land And Building | 0 |
| Other Fixed Assets | 12,560 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 65,218 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,912,693 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 101,322 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 52,800 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,115,832 |
| All Other Shares & Deposits | 3,492,667 |
| TOTAL SHARES & DEPOSITS | 6,608,499 |
| TOTAL LIABILITIES | 6,762,621 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,150,072 |
| TOTAL EQUITY | 1,150,072 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,912,693 |
| INCOME & EXPENSE | |
| Loan Income | 339,701 |
| Investment Income | 26,036 |
| Other Income | 13,289 |
| Total Employee Compensation & Benefits | 104,453 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 122,066 |
| Non-operating Income & (Expense) | 163 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,067 |
| Cost of Funds | 141,149 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 12,052 |
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