Sep, 30, 2025 — UNION FIDELITY FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 1 branch location and about $26.78 million in total assets. Opened 64 years ago in 1962, UNION FIDELITY FEDERAL CREDIT UNION has about 5,411 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNION FIDELITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1415 North Loop W Ste 110 HOUSTON, TX 77008 |
| Phone: | (713) 869-9053 |
| Fax: | (713) 869-0846 |
| Website: | https://www.unionfidelityfcu.com |
| Branches: | 1 branch locations |
| Members: | 5,411 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15049 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $26,776,729 |
| CEO/Manager: | Karen Montgomery |
| Chairperson: | Michael Cramer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,687,635 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,140,218 |
| Unsecured Loans | 2,029,925 |
| Other Loans | 11,907,650 |
| TOTAL LOANS | 16,077,793 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -78,404 |
| Land And Building | 0 |
| Other Fixed Assets | 59,944 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 189,407 |
| All Other Assets | 0 |
| TOTAL ASSETS | 26,776,729 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 7,036 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 255,257 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,134,823 |
| Regular shares | 15,102,456 |
| All Other Shares & Deposits | 3,860,721 |
| TOTAL SHARES & DEPOSITS | 21,098,000 |
| TOTAL LIABILITIES | 21,360,293 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 5,416,436 |
| TOTAL EQUITY | 5,416,436 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 26,776,729 |
| INCOME & EXPENSE | |
| Loan Income | 880,451 |
| Investment Income | 313,248 |
| Other Income | 146,721 |
| Total Employee Compensation & Benefits | 453,637 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 555,638 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,138 |
| Cost of Funds | 99,467 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 246,164 |
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