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MORGAN CITY FEDERAL CREDIT UNION

Sep, 30, 2025 — MORGAN CITY FEDERAL CREDIT UNION is a federal credit union headquartered in MORGAN CITY, LA with 1 branch location and about $5.07 million in total assets. Opened 64 years ago in 1962, MORGAN CITY FEDERAL CREDIT UNION has about 881 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:MORGAN CITY FEDERAL CREDIT UNION
Address:
(Main Office)
1205 VICTOR II BLVD
MORGAN CITY, LA 70380
Phone:(985) 380-4722
Fax:(985) 385-9968
Website:n/a
Branches:1 branch locations
Members:881
Credit Union Type:Federal Credit Union
Charter Number:15009
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1962
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$5,067,702
CEO/Manager:COREY FRYER
Chairperson:CLAYTON CANTY

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 365,956
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 340,620
 Other Loans 2,786,846
 TOTAL LOANS 3,127,466
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -13,278
 Land And Building 245,606
 Other Fixed Assets 14,008
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 42,634
 All Other Assets 0
  TOTAL ASSETS 5,067,702
LIABILITIES & CAPITAL:  
 Dividends Payable 5,522
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 4,932
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,264,652
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,264,651
  TOTAL LIABILITIES 4,275,105
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 792,597
  TOTAL EQUITY 792,597
  TOTAL LIABILITIES, SHARES, & EQUITY 5,067,702
INCOME & EXPENSE  
 Loan Income 157,815
 Investment Income 15,667
 Other Income 3,990
 Total Employee Compensation & Benefits 91,841
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 50,229
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 8,595
 Cost of Funds 16,727
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 13,790
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