Sep, 30, 2025 — PLYMOUTH COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in WEST WAREHAM, MA with 2 branch locations and about $64.53 million in total assets. Opened 64 years ago in 1962, PLYMOUTH COUNTY TEACHERS FEDERAL CREDIT UNION has about 3,483 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PLYMOUTH COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2203 Cranberry Hwy WEST WAREHAM, MA 02576-1210 |
| Phone: | (508) 291-0777 |
| Fax: | (508) 291-0491 |
| Website: | https://www.pctfcu.org |
| Branches: | 2 branch locations |
| Members: | 3,483 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14850 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1962 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $64,525,301 |
| CEO/Manager: | Daniel Picard |
| Chairperson: | John A Grondin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,169,028 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,402,603 |
| Unsecured Loans | 6,936,400 |
| Other Loans | 5,836,050 |
| TOTAL LOANS | 38,175,053 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -177,734 |
| Land And Building | 1,495,206 |
| Other Fixed Assets | 26,386 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 533,180 |
| All Other Assets | 0 |
| TOTAL ASSETS | 64,525,301 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 2,000,000 |
| Accounts Payable & Other Liabilities | 296,679 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,332,183 |
| Regular shares | 20,266,698 |
| All Other Shares & Deposits | 25,593,354 |
| TOTAL SHARES & DEPOSITS | 57,192,235 |
| TOTAL LIABILITIES | 59,488,914 |
| Regular Reserve | 0 |
| Other Reserves | -20,796 |
| Undivided Earnings | 5,057,183 |
| TOTAL EQUITY | 5,036,387 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 64,525,301 |
| INCOME & EXPENSE | |
| Loan Income | 1,358,472 |
| Investment Income | 638,657 |
| Other Income | 114,897 |
| Total Employee Compensation & Benefits | 671,129 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 925,920 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 93,615 |
| Cost of Funds | 666,888 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 9,528 |
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