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NOTRE DAME COMMUNITY FEDERAL CREDIT UNION

Mar, 31, 2021 — NOTRE DAME COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in FALL RIVER, MA with 1 branch location and about $62.01 million in total assets. Opened 83 years ago in 1938, NOTRE DAME COMMUNITY FEDERAL CREDIT UNION has about 3,756 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NOTRE DAME COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
659 EASTERN AVE
FALL RIVER, MA 02723
Phone:(508) 676-1067
Fax:(508) 678-4447
Website:http://ndcfcu.com
Branches:1 branch locations
Members:3,756
Credit Union Type:Federal Credit Union
Charter Number:2792
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Oct 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$62,014,530
CEO/Manager:Edward Bernardo, Jr.
Chairperson:Claudette Levesque Ware

Call Report

  • Commercial Loans
  • Real Estate Loans
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 14,690,310
TOTAL INVESTMENTS 30,813,402
Loans Held for Sale 0
 
 Real Estate Loans 13,043,986
 Unsecured Loans 608,546
 Other Loans 1,490,101
 TOTAL LOANS 15,142,633
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -101,131
 Land And Building 547,510
 Other Fixed Assets 65,702
 NCUSIF Deposit 480,405
 All Other Assets 375,699
  TOTAL ASSETS 62,014,530
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 133,657
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,581,950
 Regular shares 30,734,886
 All Other Shares & Deposits 12,436,474
  TOTAL SHARES & DEPOSITS 55,753,310
  TOTAL LIABILITIES 55,886,967
 Regular Reserve 2,191,926
 Other Reserves -338,783
 Undivided Earnings 4,274,420
  TOTAL EQUITY 6,127,563
  TOTAL LIABILITIES, SHARES, & EQUITY 62,014,530
INCOME & EXPENSE  
 Loan Income 167,992
 Investment Income 140,120
 Other Income 63,246
 Total Employee Compensation & Benefits 184,613
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 173,958
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 45,803
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 29,057
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