Sep, 30, 2025 — ONTARIO MONTCLAIR SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in ONTARIO, CA with 1 branch location and about $167.12 million in total assets. Opened 65 years ago in 1961, ONTARIO MONTCLAIR SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 10,101 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ONTARIO MONTCLAIR SCHOOL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1520 N Palmetto Ave ONTARIO, CA 91762 |
| Phone: | (909) 983-1959 |
| Fax: | (909) 988-5130 |
| Website: | https://www.vidafcu.org |
| Branches: | 1 branch locations |
| Members: | 10,101 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14542 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $167,116,177 |
| CEO/Manager: | Madeline V Stewart |
| Chairperson: | Milissa Checchi |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 14,881,930 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 37,858,866 |
| Unsecured Loans | 12,956,810 |
| Other Loans | 31,871,797 |
| TOTAL LOANS | 82,687,473 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -971,139 |
| Land And Building | 1,972,198 |
| Other Fixed Assets | 353,193 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,351,174 |
| All Other Assets | 0 |
| TOTAL ASSETS | 167,116,177 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,084,208 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 30,209,428 |
| Regular shares | 69,574,072 |
| All Other Shares & Deposits | 43,279,352 |
| TOTAL SHARES & DEPOSITS | 143,062,853 |
| TOTAL LIABILITIES | 145,158,828 |
| Regular Reserve | 0 |
| Other Reserves | -1,428,671 |
| Undivided Earnings | 23,386,020 |
| TOTAL EQUITY | 21,957,349 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 167,116,177 |
| INCOME & EXPENSE | |
| Loan Income | 3,717,117 |
| Investment Income | 1,926,629 |
| Other Income | 56,597 |
| Total Employee Compensation & Benefits | 2,633,186 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,752,667 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 67,661 |
| Cost of Funds | 1,202,843 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,414,173 |
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