Sep, 30, 2025 — BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION is a federal credit union headquartered in MIAMI, FL with 6 branch locations and about $127.02 million in total assets. Opened 65 years ago in 1961, BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION has about 13,795 members and employs 52 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 13200 SW 128th St MIAMI, FL 33186 |
| Phone: | (786) 257-2304 |
| Fax: | (786) 901-7744 |
| Website: | https://www.baptisthealthfcu.org/ |
| Branches: | 6 branch locations |
| Members: | 13,795 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14391 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $127,017,074 |
| CEO/Manager: | Alex Aspuru |
| Chairperson: | Hugh Gallagher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 15,011,008 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,883,131 |
| Unsecured Loans | 18,481,128 |
| Other Loans | 62,132,640 |
| TOTAL LOANS | 94,496,899 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,153,989 |
| Land And Building | 660,242 |
| Other Fixed Assets | 61,479 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,019,685 |
| All Other Assets | 45,684 |
| TOTAL ASSETS | 127,017,074 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,407,148 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,086,861 |
| Regular shares | 41,444,476 |
| All Other Shares & Deposits | 54,711,824 |
| TOTAL SHARES & DEPOSITS | 111,243,161 |
| TOTAL LIABILITIES | 112,650,309 |
| Regular Reserve | 0 |
| Other Reserves | 140,899 |
| Undivided Earnings | 14,225,866 |
| TOTAL EQUITY | 14,366,765 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 127,017,074 |
| INCOME & EXPENSE | |
| Loan Income | 5,701,731 |
| Investment Income | 634,196 |
| Other Income | 1,401,939 |
| Total Employee Compensation & Benefits | 2,910,367 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,215,219 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 742,038 |
| Cost of Funds | 1,650,968 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 631,322 |
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