Sep, 30, 2025 — WALTON COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in DEFUNIAK SPRINGS, FL with 1 branch location and about $28.16 million in total assets. Opened 65 years ago in 1961, WALTON COUNTY TEACHERS FEDERAL CREDIT UNION has about 2,537 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WALTON COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | WALTON COUNTY TEACHERS FCU DEFUNIAK SPRINGS, FL 32433-1416 |
| Phone: | (850) 892-2024 |
| Fax: | |
| Website: | https://www.waltoncountyteachersfcu |
| Branches: | 1 branch locations |
| Members: | 2,537 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14186 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,155,044 |
| CEO/Manager: | Tracy Hall |
| Chairperson: | Dawn T Manning |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,915,167 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 943,666 |
| Unsecured Loans | 1,226,642 |
| Other Loans | 11,254,835 |
| TOTAL LOANS | 13,425,143 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -173,262 |
| Land And Building | 221,169 |
| Other Fixed Assets | 110,437 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 228,839 |
| All Other Assets | 0 |
| TOTAL ASSETS | 28,155,044 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 235,908 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,199,260 |
| Regular shares | 14,561,930 |
| All Other Shares & Deposits | 3,229,531 |
| TOTAL SHARES & DEPOSITS | 24,990,721 |
| TOTAL LIABILITIES | 25,226,629 |
| Regular Reserve | 0 |
| Other Reserves | -6,830 |
| Undivided Earnings | 2,935,245 |
| TOTAL EQUITY | 2,928,415 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,155,044 |
| INCOME & EXPENSE | |
| Loan Income | 601,013 |
| Investment Income | 330,176 |
| Other Income | 48,551 |
| Total Employee Compensation & Benefits | 370,297 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 519,318 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 15,746 |
| Cost of Funds | 80,142 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 355,710 |
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