Sep, 30, 2025 — COMMUNITY FOCUS FEDERAL CREDIT UNION is a federal credit union headquartered in BROWNSTOWN, MI with 3 branch locations and about $65.21 million in total assets. Opened 66 years ago in 1960, COMMUNITY FOCUS FEDERAL CREDIT UNION has about 4,657 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY FOCUS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 18925 Telegraph Rd BROWNSTOWN, MI 48174-9546 |
| Phone: | (734) 281-3900 |
| Fax: | (734) 281-2364 |
| Website: | https://www.communityfocusfcu.org |
| Branches: | 3 branch locations |
| Members: | 4,657 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14098 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $65,210,974 |
| CEO/Manager: | Andrew Gregoire |
| Chairperson: | Harry Roesch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,008,195 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 256,274 |
| Real Estate Loans | 10,819,947 |
| Unsecured Loans | 2,870,906 |
| Other Loans | 17,094,685 |
| TOTAL LOANS | 30,785,538 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -268,441 |
| Land And Building | 1,863,162 |
| Other Fixed Assets | 235,431 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 536,364 |
| All Other Assets | 0 |
| TOTAL ASSETS | 65,210,974 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 66,274 |
| Notes & Interest Payable | 1,234,867 |
| Accounts Payable & Other Liabilities | -604,950 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,118,277 |
| Regular shares | 26,209,559 |
| All Other Shares & Deposits | 17,333,152 |
| TOTAL SHARES & DEPOSITS | 54,660,988 |
| TOTAL LIABILITIES | 55,360,794 |
| Regular Reserve | 0 |
| Other Reserves | -104,136 |
| Undivided Earnings | 9,954,316 |
| TOTAL EQUITY | 9,850,180 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 65,210,974 |
| INCOME & EXPENSE | |
| Loan Income | 1,268,914 |
| Investment Income | 633,591 |
| Other Income | 374,489 |
| Total Employee Compensation & Benefits | 988,122 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,390,369 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -39,840 |
| Cost of Funds | 302,490 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 27,636 |
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