Sep, 30, 2025 — LIBERTY COUNTY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in LIBERTY, TX with 1 branch location and about $23.65 million in total assets. Opened 66 years ago in 1960, LIBERTY COUNTY TEACHERS FEDERAL CREDIT UNION has about 2,583 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LIBERTY COUNTY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3712 N Main St LIBERTY, TX 77575-3929 |
| Phone: | (936) 336-7236 |
| Fax: | (936) 336-7372 |
| Website: | https://www.libertycu.com |
| Branches: | 1 branch locations |
| Members: | 2,583 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14052 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $23,645,760 |
| CEO/Manager: | Cathy L Thibodeaux |
| Chairperson: | Greg Hayman |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,574,984 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 829,868 |
| Unsecured Loans | 977,852 |
| Other Loans | 14,797,767 |
| TOTAL LOANS | 16,655,895 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -66,461 |
| Land And Building | 459,434 |
| Other Fixed Assets | 22,842 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 196,750 |
| All Other Assets | 0 |
| TOTAL ASSETS | 23,645,760 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 23,485 |
| Accounts Payable & Other Liabilities | 346,070 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,248,208 |
| Regular shares | 15,152,522 |
| All Other Shares & Deposits | 169,453 |
| TOTAL SHARES & DEPOSITS | 19,570,183 |
| TOTAL LIABILITIES | 19,939,738 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,706,022 |
| TOTAL EQUITY | 3,706,022 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 23,645,760 |
| INCOME & EXPENSE | |
| Loan Income | 786,792 |
| Investment Income | 221,388 |
| Other Income | 133,365 |
| Total Employee Compensation & Benefits | 356,685 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 426,992 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,534 |
| Cost of Funds | 41,399 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 395,651 |
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