HILCO FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.hilcocu.com for more information.
Sep, 30, 2025 — HILCO FEDERAL CREDIT UNION is a federal credit union headquartered in KERRVILLE, TX with 1 branch location and about $6.62 million in total assets. Opened 66 years ago in 1960, HILCO FEDERAL CREDIT UNION has about 956 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HILCO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 291717 KERRVILLE, TX 78029-1717 |
| Phone: | (830) 257-8238 |
| Fax: | (830) 792-6865 |
| Website: | https://www.hilcocu.com |
| Branches: | 1 branch locations |
| Members: | 956 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 14001 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jun 01, 2019 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,623,035 |
| CEO/Manager: | Sandy R Lumbley |
| Chairperson: | Mary S Krebs |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,023,728 |
| TOTAL INVESTMENTS | 499,675 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,210,484 |
| Other Loans | 3,015,887 |
| TOTAL LOANS | 4,226,371 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -34,821 |
| Land And Building | 726,355 |
| Other Fixed Assets | 10,210 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 56,620 |
| All Other Assets | 114,897 |
| TOTAL ASSETS | 6,623,035 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 99,192 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 740,566 |
| Regular shares | 2,878,334 |
| All Other Shares & Deposits | 2,566,473 |
| TOTAL SHARES & DEPOSITS | 6,185,373 |
| TOTAL LIABILITIES | 6,284,565 |
| Regular Reserve | 175,000 |
| Other Reserves | 0 |
| Undivided Earnings | 163,470 |
| TOTAL EQUITY | 338,470 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,623,035 |
| INCOME & EXPENSE | |
| Loan Income | 237,480 |
| Investment Income | 14,570 |
| Other Income | 103,204 |
| Total Employee Compensation & Benefits | 145,475 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 141,989 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 42,700 |
| Cost of Funds | 37,359 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -12,269 |
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