Dec, 31, 2023 — CHADRON FEDERAL CREDIT UNION is a federal credit union headquartered in CHADRON, NE with 1 branch location and about $19.30 million in total assets. Opened 64 years ago in 1960, CHADRON FEDERAL CREDIT UNION has about 2,210 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHADRON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 126 E 3rd St CHADRON, NE 69337-2381 |
| Phone: | (308) 432-2588 |
| Fax: | (308) 432-2588 |
| Website: | https://www.chadronfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,210 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13966 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Jan 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,297,288 |
| CEO/Manager: | Lisa Guajardo |
| Chairperson: | Laure Sinn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 487,445 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,824,783 |
| Unsecured Loans | 1,132,664 |
| Other Loans | 10,911,776 |
| TOTAL LOANS | 15,869,223 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -83,480 |
| Land And Building | 78,434 |
| Other Fixed Assets | 103,917 |
| NCUSIF Deposit | 162,722 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,297,288 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,421 |
| Notes & Interest Payable | 659,659 |
| Accounts Payable & Other Liabilities | 56,624 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,158,059 |
| Regular shares | 6,932,203 |
| All Other Shares & Deposits | 6,201,931 |
| TOTAL SHARES & DEPOSITS | 16,292,193 |
| TOTAL LIABILITIES | 17,009,897 |
| Regular Reserve | 0 |
| Other Reserves | 388,240 |
| Undivided Earnings | 1,899,151 |
| TOTAL EQUITY | 2,287,391 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,297,288 |
| INCOME & EXPENSE | |
| Loan Income | 915,716 |
| Investment Income | 162,043 |
| Other Income | 107,723 |
| Total Employee Compensation & Benefits | 338,294 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 505,526 |
| Non-operating Income & (Expense) | 102,940 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,994 |
| Cost of Funds | 195,100 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 237,508 |
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» See also Statement of Financial Condition