Sep, 30, 2025 — CHADRON FEDERAL CREDIT UNION is a federal credit union headquartered in CHADRON, NE with 1 branch location and about $19.50 million in total assets. Opened 66 years ago in 1960, CHADRON FEDERAL CREDIT UNION has about 2,240 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHADRON FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 126 E 3rd St CHADRON, NE 69337-2381 |
| Phone: | (308) 432-2588 |
| Fax: | (308) 432-2588 |
| Website: | https://www.chadronfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,240 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13966 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Nov 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,498,347 |
| CEO/Manager: | Lisa Guajardo |
| Chairperson: | Laure Sinn |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,178,473 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,608,950 |
| Unsecured Loans | 1,162,443 |
| Other Loans | 10,130,814 |
| TOTAL LOANS | 14,902,207 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -150,505 |
| Land And Building | 78,434 |
| Other Fixed Assets | 93,905 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 174,758 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,498,347 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,717 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 77,040 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,518,481 |
| Regular shares | 7,347,129 |
| All Other Shares & Deposits | 6,011,987 |
| TOTAL SHARES & DEPOSITS | 16,877,597 |
| TOTAL LIABILITIES | 16,956,354 |
| Regular Reserve | 0 |
| Other Reserves | 388,240 |
| Undivided Earnings | 2,153,753 |
| TOTAL EQUITY | 2,541,993 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,498,347 |
| INCOME & EXPENSE | |
| Loan Income | 877,754 |
| Investment Income | 121,006 |
| Other Income | 82,973 |
| Total Employee Compensation & Benefits | 293,165 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 427,938 |
| Non-operating Income & (Expense) | 74,853 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 67,419 |
| Cost of Funds | 234,198 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 133,866 |
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