Sep, 30, 2025 — PENNSTAR FEDERAL CREDIT UNION is a federal credit union headquartered in HERMITAGE, PA with 3 branch locations and about $55.85 million in total assets. Opened 66 years ago in 1960, PENNSTAR FEDERAL CREDIT UNION has about 4,079 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PENNSTAR FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4139 E State St HERMITAGE, PA 16148-3402 |
| Phone: | (724) 981-2973 |
| Fax: | (724) 981-2973 |
| Website: | https://www.pennstarfederal.com |
| Branches: | 3 branch locations |
| Members: | 4,079 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13760 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $55,845,548 |
| CEO/Manager: | Nichole A Sayers |
| Chairperson: | Glenn Zahniser |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,042,590 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,394,109 |
| Unsecured Loans | 2,192,399 |
| Other Loans | 12,162,955 |
| TOTAL LOANS | 18,749,463 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,036 |
| Land And Building | 345,450 |
| Other Fixed Assets | 17,516 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 449,743 |
| All Other Assets | 0 |
| TOTAL ASSETS | 55,845,548 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 202 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 218,817 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,999,288 |
| Regular shares | 20,192,846 |
| All Other Shares & Deposits | 20,561,141 |
| TOTAL SHARES & DEPOSITS | 46,753,275 |
| TOTAL LIABILITIES | 46,972,294 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 8,873,254 |
| TOTAL EQUITY | 8,873,254 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 55,845,548 |
| INCOME & EXPENSE | |
| Loan Income | 833,507 |
| Investment Income | 740,671 |
| Other Income | 193,090 |
| Total Employee Compensation & Benefits | 481,271 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 691,798 |
| Non-operating Income & (Expense) | 172,584 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,871 |
| Cost of Funds | 408,744 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 333,168 |
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