Sep, 30, 2025 — ARKANSAS BEST FEDERAL CREDIT UNION is a federal credit union headquartered in FORT SMITH, AR with 1 branch location and about $144.66 million in total assets. Opened 66 years ago in 1960, ARKANSAS BEST FEDERAL CREDIT UNION has about 11,693 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARKANSAS BEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3501 Old Greenwood Rd FORT SMITH, AR 72903 |
| Phone: | (479) 649-2060 |
| Fax: | (479) 649-2070 |
| Website: | https://www.abfcu.org |
| Branches: | 1 branch locations |
| Members: | 11,693 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13737 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $144,655,311 |
| CEO/Manager: | NORMA J MEARES |
| Chairperson: | CALVIN MASTIN |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,092,537 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 13,950,521 |
| Other Loans | 45,183,019 |
| TOTAL LOANS | 59,133,540 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,035,729 |
| Land And Building | 217,014 |
| Other Fixed Assets | 153,730 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,194,307 |
| All Other Assets | 0 |
| TOTAL ASSETS | 144,655,311 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 267,683 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,099,303 |
| Regular shares | 44,930,279 |
| All Other Shares & Deposits | 62,802,038 |
| TOTAL SHARES & DEPOSITS | 121,831,621 |
| TOTAL LIABILITIES | 122,099,304 |
| Regular Reserve | 0 |
| Other Reserves | -8,794 |
| Undivided Earnings | 22,564,801 |
| TOTAL EQUITY | 22,556,007 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 144,655,311 |
| INCOME & EXPENSE | |
| Loan Income | 2,885,778 |
| Investment Income | 2,412,374 |
| Other Income | 481,555 |
| Total Employee Compensation & Benefits | 1,733,714 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,534,631 |
| Non-operating Income & (Expense) | 492,734 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 56,516 |
| Cost of Funds | 1,731,062 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,402,245 |
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