Sep, 30, 2025 — UNIVERSITY FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 29 branch locations and about $4.19 billion in total assets. Opened 90 years ago in 1936, UNIVERSITY FEDERAL CREDIT UNION has about 414,629 members and employs 757 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIVERSITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8303 N Mo Pac Expy AUSTIN, TX 78759-8501 |
| Phone: | (512) 467-8080 |
| Fax: | |
| Website: | https://www.ufcu.org |
| Branches: | 29 branch locations |
| Members: | 414,629 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1367 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,194,366,215 |
| CEO/Manager: | Michael E Crowl |
| Chairperson: | Laura J Kilcrease |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 209,727,244 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 27,432,369 |
| Real Estate Loans | 1,403,328,552 |
| Unsecured Loans | 360,940,758 |
| Other Loans | 1,292,400,423 |
| TOTAL LOANS | 3,056,754,580 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -43,089,839 |
| Land And Building | 87,883,443 |
| Other Fixed Assets | 58,976,321 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 30,006,119 |
| All Other Assets | 1,660,214 |
| TOTAL ASSETS | 4,194,366,215 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 71,701 |
| Notes & Interest Payable | 346,000,000 |
| Accounts Payable & Other Liabilities | 114,235,479 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,172,258,175 |
| Regular shares | 914,551,898 |
| All Other Shares & Deposits | 1,275,891,235 |
| TOTAL SHARES & DEPOSITS | 3,362,701,308 |
| TOTAL LIABILITIES | 3,823,290,207 |
| Regular Reserve | 0 |
| Other Reserves | -16,950,692 |
| Undivided Earnings | 388,026,700 |
| TOTAL EQUITY | 371,076,008 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,194,366,215 |
| INCOME & EXPENSE | |
| Loan Income | 138,829,437 |
| Investment Income | 13,218,730 |
| Other Income | 17,600,416 |
| Total Employee Compensation & Benefits | 77,857,467 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 66,216,139 |
| Non-operating Income & (Expense) | -330,650 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 30,693,552 |
| Cost of Funds | 32,251,130 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 16,894,700 |
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