Sep, 30, 2025 — SEA WEST COAST GUARD FEDERAL CREDIT UNION is a federal credit union headquartered in OAKLAND, CA with 2 branch locations and about $385.89 million in total assets. Opened 67 years ago in 1959, SEA WEST COAST GUARD FEDERAL CREDIT UNION has about 11,487 members and employs 36 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SEA WEST COAST GUARD FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 8750 Mountain Blvd OAKLAND, CA 94605-4500 |
| Phone: | (510) 568-4100 |
| Fax: | (510) 430-0165 |
| Website: | https://www.seawest.coop |
| Branches: | 2 branch locations |
| Members: | 11,487 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12814 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $385,891,002 |
| CEO/Manager: | Michael J Kenny |
| Chairperson: | Jerry Doherty |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,819,355 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 168,009,712 |
| Unsecured Loans | 6,637,927 |
| Other Loans | 50,384,581 |
| TOTAL LOANS | 240,950,662 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -562,809 |
| Land And Building | 621,367 |
| Other Fixed Assets | 290,643 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,683,474 |
| All Other Assets | 0 |
| TOTAL ASSETS | 385,891,002 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,695,906 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 52,595,021 |
| Regular shares | 124,606,346 |
| All Other Shares & Deposits | 131,099,335 |
| TOTAL SHARES & DEPOSITS | 308,300,703 |
| TOTAL LIABILITIES | 309,996,609 |
| Regular Reserve | 0 |
| Other Reserves | 3,941,195 |
| Undivided Earnings | 71,953,198 |
| TOTAL EQUITY | 75,894,393 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 385,891,002 |
| INCOME & EXPENSE | |
| Loan Income | 6,814,122 |
| Investment Income | 1,989,266 |
| Other Income | 110,670 |
| Total Employee Compensation & Benefits | 3,157,589 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,578,010 |
| Non-operating Income & (Expense) | 5,235 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 41,000 |
| Cost of Funds | 3,825,431 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 187,204 |
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