MEMBERS CHOICE FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.memberschoicefcu.org for more information.
Sep, 30, 2025 — MEMBERS CHOICE FEDERAL CREDIT UNION is a federal credit union headquartered in Bloomington, IN with 2 branch locations and about $17.18 million in total assets. Opened 68 years ago in 1958, MEMBERS CHOICE FEDERAL CREDIT UNION has about 2,231 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS CHOICE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 520 W Patterson Drive Bloomington, IN 47403 |
| Phone: | (812) 336-7470 |
| Fax: | (812) 331-3093 |
| Website: | https://www.memberschoicefcu.org |
| Branches: | 2 branch locations |
| Members: | 2,231 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12680 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2019 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $17,184,301 |
| CEO/Manager: | Lori Gonzalez |
| Chairperson: | Toby D Prince |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,833,353 |
| TOTAL INVESTMENTS | 251,778 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,561,003 |
| Unsecured Loans | 705,156 |
| Other Loans | 7,707,261 |
| TOTAL LOANS | 9,973,420 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -73,107 |
| Land And Building | 731,696 |
| Other Fixed Assets | 74,570 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 118,214 |
| All Other Assets | 274,377 |
| TOTAL ASSETS | 17,184,301 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 410 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 28,164 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,283,189 |
| Regular shares | 8,449,598 |
| All Other Shares & Deposits | 4,151,809 |
| TOTAL SHARES & DEPOSITS | 15,884,596 |
| TOTAL LIABILITIES | 15,913,170 |
| Regular Reserve | 119,200 |
| Other Reserves | 0 |
| Undivided Earnings | 1,151,931 |
| TOTAL EQUITY | 1,271,131 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,184,301 |
| INCOME & EXPENSE | |
| Loan Income | 133,104 |
| Investment Income | 2,063 |
| Other Income | 12,958 |
| Total Employee Compensation & Benefits | 87,971 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 82,079 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,210 |
| Cost of Funds | 7,037 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 10,843 |
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