Sep, 30, 2025 — UNIVERSITY OF LOUISIANA FEDERAL CREDIT UNION is a federal credit union headquartered in LAFAYETTE, LA with 2 branch locations and about $59.51 million in total assets. Opened 68 years ago in 1958, UNIVERSITY OF LOUISIANA FEDERAL CREDIT UNION has about 6,564 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNIVERSITY OF LOUISIANA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 805 Bertrand Dr LAFAYETTE, LA 70506 |
| Phone: | (337) 482-6956 |
| Fax: | (337) 537-8222 |
| Website: | https://www.ulfcu.com |
| Branches: | 2 branch locations |
| Members: | 6,564 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12570 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $59,510,027 |
| CEO/Manager: | Monica F Declouet |
| Chairperson: | William J Crist |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,995,275 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,705,531 |
| Unsecured Loans | 5,070,587 |
| Other Loans | 18,217,538 |
| TOTAL LOANS | 42,252,413 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -387,057 |
| Land And Building | 3,541,390 |
| Other Fixed Assets | 570,487 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 488,209 |
| All Other Assets | 0 |
| TOTAL ASSETS | 59,510,027 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -172,228 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,725,150 |
| Regular shares | 17,538,100 |
| All Other Shares & Deposits | 28,948,056 |
| TOTAL SHARES & DEPOSITS | 54,211,304 |
| TOTAL LIABILITIES | 54,039,076 |
| Regular Reserve | 0 |
| Other Reserves | -1,455,017 |
| Undivided Earnings | 6,925,968 |
| TOTAL EQUITY | 5,470,951 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 59,510,027 |
| INCOME & EXPENSE | |
| Loan Income | 1,862,704 |
| Investment Income | 307,875 |
| Other Income | 487,597 |
| Total Employee Compensation & Benefits | 913,353 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,382,233 |
| Non-operating Income & (Expense) | 350,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,155 |
| Cost of Funds | 635,984 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 171,642 |
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