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FORT LIGONIER FEDERAL CREDIT UNION

Sep, 30, 2025 — FORT LIGONIER FEDERAL CREDIT UNION is a federal credit union headquartered in JEROME, PA with 2 branch locations and about $2.96 million in total assets. Opened 68 years ago in 1958, FORT LIGONIER FEDERAL CREDIT UNION has about 351 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FORT LIGONIER FEDERAL CREDIT UNION
Address:
(Main Office)
1917 Penn Avenue
JEROME, PA 15937
Phone:(814) 242-4155
Fax:
Website:n/a
Branches:2 branch locations
Members:351
Credit Union Type:Federal Credit Union
Charter Number:12505
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1958
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$2,960,212
CEO/Manager:Sheri L Zambanini
Chairperson:Allen Abbott

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 717,899
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 109,151
 Other Loans 837,314
 TOTAL LOANS 946,465
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -7,941
 Land And Building 0
 Other Fixed Assets 2,491
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 23,806
 All Other Assets 0
  TOTAL ASSETS 2,960,212
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,812
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,440,570
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 2,440,570
  TOTAL LIABILITIES 2,448,382
 Regular Reserve 0
 Other Reserves 54,909
 Undivided Earnings 456,921
  TOTAL EQUITY 511,830
  TOTAL LIABILITIES, SHARES, & EQUITY 2,960,212
INCOME & EXPENSE  
 Loan Income 42,242
 Investment Income 52,960
 Other Income 1
 Total Employee Compensation & Benefits 19,576
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 16,701
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -7,207
 Cost of Funds 49,670
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,463
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