Sep, 30, 2025 — FORT SMITH TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in FORT SMITH, AR with 1 branch location and about $12.76 million in total assets. Opened 90 years ago in 1936, FORT SMITH TEACHERS FEDERAL CREDIT UNION has about 1,450 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FORT SMITH TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5501 Euper Ln FORT SMITH, AR 72903-3233 |
| Phone: | (479) 783-0611 |
| Fax: | (479) 783-2164 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,450 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1248 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $12,757,095 |
| CEO/Manager: | Doris A Small |
| Chairperson: | Russell W Haver |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 766,784 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 807,211 |
| Other Loans | 3,862,787 |
| TOTAL LOANS | 4,669,998 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -17,769 |
| Land And Building | 578,261 |
| Other Fixed Assets | 19,245 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 101,808 |
| All Other Assets | 0 |
| TOTAL ASSETS | 12,757,095 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 23,311 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,685 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 390,797 |
| Regular shares | 8,739,392 |
| All Other Shares & Deposits | 624,038 |
| TOTAL SHARES & DEPOSITS | 9,754,227 |
| TOTAL LIABILITIES | 9,786,223 |
| Regular Reserve | 0 |
| Other Reserves | 220,024 |
| Undivided Earnings | 2,750,848 |
| TOTAL EQUITY | 2,970,872 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 12,757,095 |
| INCOME & EXPENSE | |
| Loan Income | 178,414 |
| Investment Income | 214,032 |
| Other Income | 4,665 |
| Total Employee Compensation & Benefits | 130,869 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 87,759 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 71,840 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 106,668 |
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