Sep, 30, 2025 — PINE BLUFF COTTON BELT FEDERAL CREDIT UNION is a federal credit union headquartered in PINE BLUFF, AR with 1 branch location and about $69.75 million in total assets. Opened 90 years ago in 1936, PINE BLUFF COTTON BELT FEDERAL CREDIT UNION has about 5,820 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PINE BLUFF COTTON BELT FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1703 River Pines Blvd PINE BLUFF, AR 71601 |
| Phone: | (870) 535-6365 |
| Fax: | (870) 535-0765 |
| Website: | https://www.pbcbcu.org |
| Branches: | 1 branch locations |
| Members: | 5,820 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 1245 |
|---|---|
| Membership Type: | Multiple common bond - Primarily transportation |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,753,823 |
| CEO/Manager: | Greg Hutchins |
| Chairperson: | JOE SPADONI |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,633,782 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 34,029,738 |
| Unsecured Loans | 1,763,157 |
| Other Loans | 19,632,224 |
| TOTAL LOANS | 55,433,548 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,161,885 |
| Land And Building | 2,728,694 |
| Other Fixed Assets | 209,736 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 508,761 |
| All Other Assets | 627,570 |
| TOTAL ASSETS | 69,753,823 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,109 |
| Notes & Interest Payable | 2,321,053 |
| Accounts Payable & Other Liabilities | 2,334,024 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,265,119 |
| Regular shares | 34,528,386 |
| All Other Shares & Deposits | 9,001,802 |
| TOTAL SHARES & DEPOSITS | 53,795,307 |
| TOTAL LIABILITIES | 58,453,493 |
| Regular Reserve | 0 |
| Other Reserves | 500,000 |
| Undivided Earnings | 10,800,330 |
| TOTAL EQUITY | 11,300,330 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,753,823 |
| INCOME & EXPENSE | |
| Loan Income | 2,590,289 |
| Investment Income | 177,665 |
| Other Income | 668,473 |
| Total Employee Compensation & Benefits | 1,243,138 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,571,073 |
| Non-operating Income & (Expense) | -6,064 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 543,983 |
| Cost of Funds | 172,652 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,209,938 |
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